Private Money Lending

We can provide private money lending to investors who want to purchase or refinance rental properties…

20% Down Payment
30 year loans with no balloon
No income verification
No Tax returns required
Quick and simple loan application
For investors only (not owner-occupants)
FICO score of 585 or higher

Broker loan quote for your rental property

Borrower Name*
Phone Number*
Email*
Estimated Credit Score*
Loan Type*
- Purchase
- Refinance
Subject Property Address*
Date of acquisition (if refi)
Estimated property value
Requested loan amount
Loan Program
- Rental 360 5/1 ARM -- 30 yr loan, rate is locked for the first 5 years, after which in can increase based on the market (1yr LIBOR)
- Rental 360 7/1 ARM -- 30 yr loan, rate is locked for the first 7 years, after which in can increase based on the market (1yr LIBOR)
- Rental 360 -- 30 YR Fixed-30 yr loan, rate is locked for the entire term
- Rental 360 -- 30 YR Fixed - Max rate buy down -- 30 yr loan, standard rate reduced (by 90bps) with higher origination fee. More upfront cost, but best savings. Break even point in 4 years.
- Prepay 3 YR -- Prepay penalty option. Rate is increased by 30 bps. Penalty is 3, 2,1%
- Prepay 5 YR (required with 30 YR fixed) -- Standard prepay option. Rate decreases each year until gone (5,4,3,2,1%)
Loan Structure
Loan Purpose- Rate & Term Refinance, Cash-Out Refinance

Loan Type- Portfolio Loans
Rate Structure- 5/1 ARM, 7/1 ARM, 30-Year Fixed (No balloons)

Loan-to-Value (LTV)- 75% Refinances

General Requirements
Property Type- 1-4 Unit Single Family Residential, Condos, or Townhomes

Borrower Type- Investor Only, Individuals, LLCs, corporations, and limited partnerships.

Borrower FICO Score- Minimum 660
Estimated rent (current if leased)
Yearly taxes
Yearly insurance
Yearly HOA fees
Existing lien amount
Section Break
*This document is intended to gather information to build loan quotes and is not considered an application.
Name
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